Paid Time Off | Intact Insurance Specialty Solutions Benefits

Paid Time Off

Intact Human Resource Service Center (HRSC)

Paid Time Off

Our Paid Time Off (PTO) program provides employees the freedom to choose how they want to use their time for vacation, sick leave, personal time off and religious observance.

All regular, full and part-time non-exempt employees who work 20 hours or more per week are eligible for Paid Time Off. All new hires receive 16 Paid Time Off days in their first year, prorated from their employment date. Exempt employees participate in Self-Managed Time Off.

The Paid Time Off program offers a competitive allotment based on length of service.

PTO Plan
Calendar Year of Employment	PTO Days
<1	16
2	17
3	18
4	19
5	20
6	21
7	22
8	23
9	24
10	25
11+	26

PTO Accrual: There is no maximum accrual. Therefore, PTO accruals will continue regardless of the employees current PTO balance.

PTO Carryover: The maximum time allowed to be carried to the next year is 80 hours or 10 days of PTO.

STD Bank: The Short Term Disability (STD) Bank was established primarily as a vehicle to ensure employees with large PTO balances that the max carryover policy could transfer forfeited time to the STD Bank. That banked time would then be used to augment their STD payments in the event of a disability. Effective 1/1/09 balance transfers were no longer allowed to carryover to the STD Bank.

California Employees: Please review the PTO policy on the Intact Portal Human Resources/HRSC for California State Law provisions and differences from the standard Intact policy.

Unpaid Time Off (UPTO)

Employees are allowed to take unpaid time off with their manager's approval. Unpaid time off is reflected in the pay check in which the time is recorded.

Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; OBI National Insurance Company, a Pennsylvania insurer; or The Guarantee Company of North America USA, a Michigan insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441, except The Guarantee Company of North America USA, which is located at One Towne Square, Southfield, MI 48076. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.