Accidental Death & Dismemberment

Intact Accident and Health

Business Travel Accident | Accidental Death & Dismemberment

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The Accidental Death and Dismemberment (AD&D) Insurance provides financial protection if you are injured or die in an accident while covered by the plan. When you enroll in AD&D coverage, you also have the opportunity to purchase coverage for your spouse and your children.

Accidental Death and Dismemberment is insured by Intact's Accident Group. You can elect one time to six times your salary, to a maximum of $500,000 for Accidental Death & Dismemberment coverage.

Travel Assistance Services

Whether it’s traveling for business or pleasure, Travel Assistance Services offers aid when traveling 100 miles or more from home. With this program, a global network of professionals can help sort through the uncertainty of what to do in case of sickness or injury. From physician to hospital referrals, to seeking access to essential travel information, Travel Assistance Services can help. These services are included in both the Business Travel Accident policy and Voluntary Accidental Death & Dismemberment policy.

Employee Contribution

To estimate your costs:  [Amount of Coverage (1 - 6 times salary)/1,000 x rate] / 26 = Biweekly cost

Optional AD&D Rates

Coverage Level

Rate/$1,000

Employee only

$0.264

Employee & Family

$0.48

Related Resources

Intact Accident & Health | Travel Assistance Services

Whether it’s traveling for business or pleasure, Travel Assistance Services offers aid when traveling 100 miles or more from home. With this program, a global network of professionals can help sort through the uncertainty of what to do in case of sickness or injury.

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Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; or OBI National Insurance Company, a Pennsylvania insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.

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