Worker's Compensation
All Intact employees qualify for Workers Compensation benefits. Individuals working for Intact on a contract or temporary basis employed by a third party agency are not eligible for benefits.
If an employee experiences a work related illness or injury, WC provides medical care benefits and in qualifying lost work time claims, income replacement benefits.
In most instances, if an employee is approved for WC income replacement benefits, they are also eligible for Short Term Disability benefits under the Intact Disability program. STD and WC benefits are coordinated, and WC salary payments will be deducted from the employee's paycheck.
Zurich of North America handles WC claims for Intact.
Benefits should be notified immediately of any work related illness or injury and will report all WC claims on behalf of the employee to Zurich. Please email benefits at benefits@intactinsurance.com to notify the benefits department.
IF AN EMPLOYEE EXPERIENCES A SERIOUS WORK RELATED ILLNESS OR INJURY, CALL 911 IMMEDIATELY.
Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; or OBI National Insurance Company, a Pennsylvania insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.