Dental
Delta Dental of Minnesota
Dental
Group ID #100417
The dental plan carrier is Delta Dental and Intact offers two dental plans, the Basic Dental and Enhanced Dental plan. Each plan has differing levels of coverage, so you can choose depending on your needs.
Within each Delta Dental plan there are two networks that can be utilized. The Delta Dental PPO network will give you the best possible discounts, but the Delta Dental Premier Network is the largest dentist network in the country.
Plan Comparison
Benefit | Basic Dental | Enhanced Dental |
|---|---|---|
| In-network / Out-of-network | In-network / Out-of-network |
Annual Deductible (Individual / Family) | $50 / $150 | $25 / $75 |
Coinsurance for Preventive Services | Plan pays 100% | Plan pays 100% |
Coinsurance for basic restorative services | Plan pays 50% | Plan pays 80% |
Coinsurance for major restorative services | Plan pays 50% | Plan pays 50% |
Annual Plan Maximum | $1,500 | $2,500 |
Orthodontia coinsurance | N/A | Plan pays 80% |
Orthodontia lifetime maximum | N/A | $1,500 |
Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; or OBI National Insurance Company, a Pennsylvania insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.